> For the complete documentation index, see [llms.txt](https://docs.robotmoney.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.robotmoney.com/legal/terms-of-service.md). # Terms of Service **Effective Date: September 1, 2026** These Terms of Service ("Terms") govern your access and use of the products, software, services, and website provided by RobotMoney Inc. ("RobotMoney," "we," "us," or "our"). By using our Services, you agree to these Terms. {% hint style="info" %} Questions about these Terms? Contact us at {% endhint %} ### Eligibility You must be at least 18 years old and legally capable of entering into binding contracts. By using our Services, you represent and warrant that you meet these criteria. ### Use of Services You agree not to use our Services in any of the following ways: * **Unlawful use**: violate any applicable laws or regulations * **Fraud or abuse**: use our Services for fraudulent, deceptive, or illegal purposes * **Infrastructure interference**: disrupt, degrade, or interfere with our network, systems, or infrastructure * **Reverse engineering**: attempt to reverse-engineer, decompile, or replicate our proprietary technology ### Intellectual Property All content, trademarks, and technology on our platform are owned by RobotMoney Inc. or its licensors. You may not copy, modify, or distribute any part of our Services without our prior written permission. ### User Content If you submit content to us including feedback, ideas, or suggestions, you grant RobotMoney Inc. a non-exclusive, royalty-free, perpetual license to use that content for any purpose. ### Third-Party Services Our Services may link to or integrate with third-party services, protocols, or platforms. RobotMoney Inc. is not responsible for the practices, availability, or content of those third-party services. ### No Financial Advice {% hint style="warning" %} Our Services, including any automated insights or agent outputs, are for informational purposes only. Nothing on the RobotMoney platform constitutes financial, legal, or investment advice. Always consult a qualified professional before making financial decisions. {% endhint %} ### Disclaimers The Services are provided **"as is"** and **"as available"** without warranties of any kind. RobotMoney Inc. expressly disclaims all warranties, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. ### Limitation of Liability To the fullest extent permitted by applicable law, RobotMoney Inc. shall not be liable for any indirect, incidental, special, or consequential damages arising from: * Your use of, or inability to use, our Services * Any unauthorised access to or alteration of your data * Any conduct or content of third parties on or via our Services ### Indemnity You agree to indemnify, defend, and hold harmless RobotMoney Inc. and its officers, directors, employees, and agents from any claims, damages, losses, or expenses, including reasonable legal fees arising out of your use of the Services or your violation of these Terms. ### Governing Law These Terms are governed by the laws of the United States. Any disputes arising under or in connection with these Terms shall be resolved in the courts of the United States, unless otherwise agreed in writing by both parties. ### Termination We reserve the right to suspend or terminate your access to our Services at our sole discretion, at any time and without notice, for any reason including, but not limited to, breach of these Terms. ### Changes to These Terms We may update these Terms at any time. Material changes will be communicated via email or a prominent notice on our website before they take effect. Continued use of our Services after any changes constitutes your acceptance of the revised Terms. ### Contact For any questions about these Terms, please contact us at .